What Is Insurance Defense?

Insurance defense is a legal practice area in which attorneys represent insurance companies and their policyholders when a claim or lawsuit is filed.

Simple Definition

If someone sues a person or business that has insurance coverage, the insurance company often hires and pays an attorney to defend the insured party. That legal representation is called insurance defense.

Common Types of Cases

Insurance defense attorneys frequently handle:

• Auto accident lawsuits
• Slip-and-fall (premises liability) claims
• Medical malpractice cases
• Professional liability (errors and omissions) claims
• Product liability lawsuits
• Construction defect claims
• Workers' compensation matters
• General business liability claims

Examples

• A driver causes an auto accident
• The injured person sues the driver
• The driver's auto insurance policy provides liability coverage
• The insurance company assigns an insurance defense attorney
• The attorney defends the driver against the lawsuit

What Insurance Defense Attorneys Do

• Review insurance policies and coverage issues
• Investigate claims and gather evidence
• Take depositions
• Negotiate settlements
• Represent clients in court
• Manage litigation strategy
• Advise insurance companies on risk and exposure

We are now licensed to serve clients throughout Texas. License Number: A31256301.